Loan Pre-Approval: All The Benefits At Zero Cost

Generic boat loan pre-approval document with 'Approved' stamp.

It’s easy to apply, fast, and it puts you in control.

At Aussie Boat Loans we offer pre-approved boat finance, so that you know exactly what you can afford before you start boat shopping.

When you have pre-approved boat finance you can shop with the confidence of knowing how much you can afford, and the reassurance that you already have access to funds for when you find the boat you want.

A loan pre-approval will last for 31 days and give the boat dealership or private salesperson confidence that you are serious about buying a new boat.

Advantages Of A Loan Pre-Approval

  • When you find the boat you want to buy, you can access your money quickly and easily.
  • Your spending limits are set so there is no change that you'll go over budget.
  • Avoid the stress and hassle of waiting for a finance approval.
  • Since your money is available, you will gain an edge when negotiating on price.
  • No pressure to purchase - if you don't end up finding the boat you want, thats okay.
  • A pre-approval doesn't cost you a cent, it is 100% free of charge.

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Pre-Approval FAQs

Answers to some of the most common pre-approved boat loan questions that we are asked.

How Long Does Pre-Approval Last?

When you arrange a pre-approved boat loan at Aussie Boat Loans we can maintain and hold the approval for 31 days. If you don’t manage to find the boat or vessel you’re after in that time, just call your Aussie Boat Loans consultant and we can extend your pre-approval.

How Does A Boat Loan Pre-Approval Work?

To arrange pre-approval, you will have to submit an application. If succesful, we will agree to provide you with boat finance and there many be certain conditions that need to be met.

For example, the boat that you are looking to purchase may need to be equal to or higher than a certain value.

Once you have found your desired vessel, we will liaise with the seller or boat dealer to arrange the transfer of funds.

So what are you waiting for? If you’re in the market for a new or used boat, talk to the team at Aussie Boat Loans or apply online to arrange pre-approved boat finance so you can get out on the water sooner.

Our Partners

  • Suncorp Bank
  • AFS
  • CIL Insurance